New MultiTrip annual insurance
Did you know that if you travel abroad more than once a year, it's worthy to have our new all-year travel insurance? One trip can last up to 60 days. It can be arranged for one person, partners or the whole family. You can choose from 3 options and select up to 7 additional insurances.
- Suitable for repeated trips abroad (up to 60 days each)
- Saves time and worry before travel abroad
- It's financially favourable
- Convenient family packages (child for 1/4 the price, student up to 26 years old for half the price)
- Price from 1490 CZK/year
- Includes a Czech doctor on call 24/7
- Self-service client zone where you can manage your insurance
- Year-round cancellation insurance on favourable terms
- Convenient loyalty programme
FAQ
SingleTrip insurance can be arranged for a single trip that can last up to 360 days. MultiTrip annual insurance is for frequent travellers - it covers unlimited number of trips and each of them can last up to 60 days. The insurance products also vary by coverage limits and extension options.
MultriTrip travel insurance is an excellent choice for families thanks to its many price benefits. You can take advantage of discounts for a second adult on the contract (50% off), a student up to age 25 (also half price), and a child up to age 17 (75% cheaper than an adult).
There is no limit on the number of trips you can take abroad, and your insurance is automatically valid for one year. The only restriction is that the length of one trip must not exceed 60 days.
Some travellers rely on year-round travel insurance for credit cards. The risk of such insurance is insufficient coverage limits. You can pay a high financial contribution (up to 5000 CZK) for medical expenses. Trip cancellation and other travel-related risks are usually not covered.
MultiTrip's year-round travel insurance offers high coverage limits, accident insurance, baggage insurance and more. In addition, you can enjoy 24-hour assistance and a doctor on call in 40 countries worldwide. They can discuss your health problem and send you an e-prescription for medication you can pick up at your local pharmacy.
Insurance Details
MultiTrip travel insurance protects you on recurrent trips out of the Czech Republic for a period of one year. In addition, until the end of October, with extended validity also for vacation in the Czech Republic. The maximum duration of your trip may be up to 45 days. You can negotiate insurance for one person or a bargain package for partners or the whole family in several variants with different insurance coverage limits and territorial validity.
3 Insurance Options
We are offering three insurance variants - Standard, Comfort and Premium. In addition, you can supplement your travel insurance with up to 7 types of additional insurance.
How do the three variants of travel insurance differ from each other?
- The amount of the insurance limits - for example, medical expenses can range from CZK 10 million. CZK to CZK 100 million. CZK 100, depending on the option you choose. You will also find different limits for accident insurance, luggage damage, etc.
- The range of insurance packages - for example, the Premium option includes missed departure (if you miss your flight due to carrier delays or an accident) and trip disruption (compensation for when you have to cut your trip short, interrupt or extend it). Comfort and Premium options include legal representation (in case you cause damage to someone and need to pay for the cost of a lawyer) or a substitute worker (if, for serious reasons, you are unable to carry out the work that was the purpose of your trip and a substitute is sent to cover your needs).
For a complete breakdown of all options, please see the bottom of this page.
Price for MultiTrip annual insurance
MultiTrip's year-round travel insurance is the ideal choice for repeat international travel. It pays more financially than taking out a single trip insurance before each trip. In the table below, you can see all our price options for annual travel insurance.
Type of traveller | Variant | Standard | Comfort | Premium | |||
Price in CZK | Destiantion of travel | Europe | World | Europe | World | Europe | World |
Adult 18-69 years old | 1490 | 2290 | 1890 | 2790 | 2290 | 3490 | |
Another adult 18-69 on the insurance contract | 745 | 1145 | 945 | 1395 | 1145 | 1745 | |
Child of age 0-17 on the contract with an adult | 373 | 573 | 473 | 698 | 573 | 873 | |
Student 18-25 years old on the contract with an adult | 745 | 1145 | 945 | 1395 | 1145 | 1745 | |
Adulta 70+ years old | 2980 | 4580 | 3780 | 5580 | 4580 | 6980 |
Discounts for families
MultiTrip offers a range of attractive price breaks, making it a perfect choice for families. Here is a list of the discounts provided:
- The second adult in the contract has half-price insurance
- A child under 18 is insured for 25% of the adult price.
- A student aged 18-25 gets a 50% discount.
Additional insurance options
You can arrange up to 7 types of additional insurance for each option.
- Cancellation insurance will help with cancellation fees in case of cancellation for serious reasons.
- Travel car insurance (covers the repair of the vehicle abroad or its towing back to the Czech Republic; it also considers replacement accommodation during the repair of the vehicle).
- Winter sports extend travel insurance to winter activities abroad (skiing, snowboarding, cross-country skiing).
- Risk sports cover various activities, such as diving with breathing equipment up to 40 m, skiing, mountaineering via ferrata of difficulty C, skiing or snowboarding off marked routes, etc.
- Pet insurance covers veterinary care as well as if your pet causes harm to someone else.
- Emergencies cover you if you must extend your stay abroad due to being quarantined through no fault or not meeting the medical conditions for your return journey (e.g. not being allowed on the plane). Your deductible is 20%.
- Air travel insurance addresses several flight-related situations, such as compensation for flight delays or cancellations. Discount on annual cancellation insurance.
Another advantage of MultiTrip is the price advantage of cancellation insurance. You can get year-round Storno Plus insurance for 6% of the price of your most expensive trip, which will be more cost-effective than taking out cancellation insurance several times a year before each trip. At the same time, you don't have to worry about buying cancellation insurance before each of your journeys—you are automatically insured for all your holidays for a one-year period.
Europe/World
Standard
Comfort
Premium
Medical expenses
10 mil. CZK
25 mil. CZK Kč
100 mil. CZK
Medical expenses incl. COVID-19
10 mil. CZK
25 mil. CZK
100 mil. CZK
Dental care
25 thousands CZK
40 thousands CZK
60 k CZK
Physical therapy
60k CZK
90k CZK
120K CZK
Compensation for stay in hospital
-
20k CZK
30 000 2 000 CZK per day
Psychological help
-
10k CZK
20k CZK
Assistance services
Active assistance
unlimited
unlimited
unlimited
A doctor on the phone
Transfer, relocation and repatriation
up to the medical expenses limit
up to the medical expenses limit
up to the medical expenses limit
Transportation of human remains
up to the medical expenses limit
up to the medical expenses limit
up to the medical expenses limit
Funeral costs
150 tis. Kč
150k CZK
150k CZK
Guardian accompanying, summoned
100k CZK
150k CZK
200k CZK
Injury
400k CZK
600k CZK
1,2 mil. CZK
Permanent consequences of the injury
400k CZK
600k CZK
12 2 mil. CZK
Death as a result of an accident
200k CZK
300k CZK
600k CZK
Personal belongings
30k CZK
60k CZK
100k CZK
Damage to personal belongings
30k CZK
60k CZK
100k CZK
Travel documents
-
10k CZK
20k CZK
Things of the employer
Do limitu osobních věcí
Do limitu osobních věcí
Do limitu osobních věcí
Delayed baggage
-
10k CZK
20k CZK
Buying necessities
-
10k CZK
20k CZK
5000 Kč za každých 12h
Liability insurance
3 mil. CZK
6 mil. CZK
18 mil. CZK
Health damage
3 mil. CZK
6 mil. CZK
18 mil. CZK
Property's damage
1,5 mil. CZK
3 mil. CZK
9k CZK
Legal representation
-
200k CZK
400k CZK
Departure
-
-
5k CZK
Missed departure
-
-
5k CZK
Delay
-
-
5k CZK
1000 Kč za každých 6h
Trip interruption
-
-
50k CZK
Trip shortening
-
-
20 tis. Kč
Trip interruption
-
-
50k CZK
Unused vacation
-
-
10k CZK
2000 Kč za den
Replacement worker
-
25k CZK
50k CZK
Replacement worker
-
-
50k CZK
Additional insurance options